Can I Afford to Get Divorced? 

 Posted on February 28, 2025 in Divorce

Divorce is not just an emotional decision; it is a financial decision as well. Many people who want to end their marriage naturally worry about whether they can afford the process. They may be concerned about legal fees, how property will be divided, and whether they will be left struggling financially after the divorce. Some even consider handling their divorce without a lawyer to save money.

While divorce does come with costs, not having the right legal representation can cost far more in the long run. A skilled Illinois family law attorney can protect your financial future, ensure a fair settlement, and help you avoid costly mistakes.

What Are the Financial Costs of Divorce?

The cost of divorce varies depending on the complexity of the case. A simple, uncontested divorce is usually less expensive than a contested divorce where spouses disagree on major issues like property division, child custody, or spousal support.

Some expenses to consider include:

• Court Fees: The filing fee for a divorce in Illinois varies by county but generally costs several hundred dollars.

• Attorney Fees: Many attorneys offer flexible payment options, and hiring a lawyer can actually save money by helping you reach a better financial outcome.

• Mediation Costs: If spouses want to resolve disputes outside of Court, mediation may be an option.

• Dividing Assets and Debts: The Court will divide marital property based on equitable distribution, which means assets are divided fairly, but not necessarily equally.

Can I Get Divorced Without a Lawyer?

You can file for divorce without a lawyer, but divorce involves complex legal and financial issues. Mistakes can be difficult and costly to fix later. Without an attorney, a person may end up with:

• An unfair property settlement

• Higher spousal or child support obligations than necessary

• A parenting plan that does not meet their needs or protect their rights

• Difficulty enforcing Court orders in the future

A lawyer will file all paperwork correctly, represent clients in Court, and work hard to negotiate a fair settlement. Even in an amicable divorce, having an attorney review agreements can prevent long-term financial complications.

What If I Cannot Afford a Lawyer for My Divorce?

Many people assume they cannot afford a divorce attorney, but there are options available. Working with your spouse before filing for divorce to try to resolve issues like child custody (parental responsibilities), asset division, and alimony (spousal maintenance) can help make the process go much faster once you do file. 

You may also be able to ask the Court to order your spouse to pay for your lawyer if your spouse makes much more money than you and you cannot afford a lawyer on your own. This situation is more common for stay-at-home parents and spouses with a low income or lack of education or skills. 

At The Law Office of Nicholas W. Richardson, P.C., we know that the prospect of paying for a divorce can be downright scary. However, trying to navigate divorce alone to save money can lead to costly mistakes. Investing in a great lawyer who cares about each client is your best shot at protecting your finances and getting a better outcome. 

Contact a Hoffman Estates, IL Divorce Attorney Today

Divorce is a major life change, but it does not have to ruin your finances. If you are considering divorce and want to understand your legal options, contact The Law Office of Nicholas W. Richardson, P.C. for a free consultation at 847.873.6741. Our Mount Prospect, IL family lawyer will help you make smart decisions and work toward the best possible outcome.